I was blacklisted by FNB homeloans for skipping one monthly payment.I wasnt working anymore and couldnt afford to pay.So instead they blacklisted me for R803.00.City Council blackliseted me for R60 000 like I said I wasnt working.I managed to sell the house and paid all the debts off.I need to be cleared, what can I do as I need a few things.I have proof of payments.