|
Credit Repair Blog » Table Of Contents » Credit Report » How To Get Your Free Credit Report Yes you can get Free Copy of your credit report online, you don't have to pay a dime for it. Under the Fair and Accurate Credit Transactions Act, every American has the right to a free credit report every year from three major credit bureaus
Do you want a free copy of your credit report?
I have good news!
An amendment to the federal Fair Credit Reporting Act (FCRA) requires each of the major nationwide consumer reporting companies to provide you with a free copy of your credit report, at your request, once every 12 months.
That's right!
Once a year you can get a FREE Copy of your credit report!
As of September 1, 2005, Anyone in america can get a free copy or their credit report regardless of where they live.
Here is how to get your FREE Credit Report:
Visit: http://www.annualcreditreport.com
or call... toll-free 877-322-8228,
or complete the Annual Credit Report Request Form (PDF form)
and mail it to:
Annual Credit Report Request Service,
P. O. Box 105281,
Atlanta, GA 30348-5281.
IMPORTANT NOTICE: make sure you spell the website name correctly to avoid scams. it is WWW.AnnualCreditReport.com
Note: Do not contact the three nationwide consumer reporting companies individually. they will only provide free annual credit reports trough WWW.AnnualCreditReport.com
The alternative is to buy a copy of your credit report from the 3 credit reporting agencies:
Equifax: 800-685-1111; www.equifax.com
Experian: 888-EXPERIAN (888-397-3742); www.experian.com
TransUnion: 800-916-8800; www.transunion.com
If you want to validate this info, go to www.ftc.gov/credit
See Also » How to read your credit report» What's On My Credit Report?» What is a Credit Report
Related Articles » Credit Repair Scams & Bankruptcy» Want Good Credit? Learn to save money» Resources for dealing with Credit Bureau» Credit Repair Letter» Credit Repair Help
Reader Comments (22)
Credit Cards says:
Credit Cards
All Americans are entitled to free credit reports every year from each of the three major credit bureaus. The credit reports used to cost as much as $9.50 each. The three major credit-reporting agencies, Equifax, TransUnion and Experian, are each required to provide consumers, upon request, a free copy of their credit report once every 12 months. * Go to AnnualCreditReport.com, which is the only authorized source for consumers to access their annual credit report online for free. * Call (877) 322-8228. * Complete the form on the back of the Annual Credit Report Request brochure, and mail it to: Annual Credit Report Request Service, P.O. Box 105281, Atlanta, GA 30348-5281. The brochure, which can be ordered or printed, is available from the Federal Trade Commission. Click here for more information. Credit Cards
Nondumiso says:
Free Credit Report
Hi i think i am blacklisted and i need to know so i can start paying my debt but i am notsure exactly.
Shelly says:
Re: How To Get Your Credit Report For Free Online
It has been a while since I last checked my credit score, I am going to give this a try.
Deepak Misra says:
Re: Free Credit Report
I WANT TO MY CREDIT REPORT PLEASE SEND ME ON MY EMAIL-ID.THANK YOU
Woody says:
Free Credit Report How To Get It
If you want your free credit report it is well explained how to get it Once a year you can get a FREE Copy of your credit report! Anyone in america can get a free copy or their credit report regardless of where they live. Here is how to get your FREE Credit Report: Visit: http://www.annualcreditreport.com or call... toll-free 877-322-8228, http://www.credit-repair-etc.com/index.php/50... for detailed info about how to get your free credit report
Vipul says:
Re: Free Credit Report
Its all confusing
not proper resolution in this site
Godfrey Dladla says:
Re: Am Listed And I Want To Clear My Name
PLEASE I HAVE SUBMITTED ALL THE PROOF OF PAYMENTS BUT MY NAME IS STILL BLACK LISTED PLEASE HELP
Motlatsi says:
Re: Free Credit Report
Can you please supply me with my free credit record
Leave a Reply
|
Twitter
Facebook
More