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Credit Repair Blog » Table Of Contents » Credit Report » How To Get Your Free Credit Report Yes you can get Free Copy of your credit report online, you don't have to pay a dime for it. Under the Fair and Accurate Credit Transactions Act, every American has the right to a free credit report every year from three major credit bureaus
Do you want a free copy of your credit report?
I have good news!
An amendment to the federal Fair Credit Reporting Act (FCRA) requires each of the major nationwide consumer reporting companies to provide you with a free copy of your credit report, at your request, once every 12 months.
That's right!
Once a year you can get a FREE Copy of your credit report!
As of September 1, 2005, Anyone in america can get a free copy or their credit report regardless of where they live.
Here is how to get your FREE Credit Report:
Visit: http://www.annualcreditreport.com
or call... toll-free 877-322-8228,
or complete the Annual Credit Report Request Form (PDF form)
and mail it to:
Annual Credit Report Request Service,
P. O. Box 105281,
Atlanta, GA 30348-5281.
IMPORTANT NOTICE: make sure you spell the website name correctly to avoid scams. it is WWW.AnnualCreditReport.com
Note: Do not contact the three nationwide consumer reporting companies individually. they will only provide free annual credit reports trough WWW.AnnualCreditReport.com
The alternative is to buy a copy of your credit report from the 3 credit reporting agencies:
Equifax: 800-685-1111; www.equifax.com
Experian: 888-EXPERIAN (888-397-3742); www.experian.com
TransUnion: 800-916-8800; www.transunion.com
If you want to validate this info, go to www.ftc.gov/credit
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