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Bad Credit, Credit Score, Credit Repair > Credit Repair Info > Credit Report Do you want a free copy of your credit report?
I have good news!
An amendment to the federal Fair Credit Reporting Act (FCRA) requires each of the major nationwide consumer reporting companies to provide you with a free copy of your credit report, at your request, once every 12 months.
That's right!
Once a year you can get a FREE Copy of your credit report!
As of September 1, 2005, Anyone in america can get a free copy or their credit report regardless of where they live.
Here is how to get your FREE Credit Report:
Visit: http://www.annualcreditreport.com
or call... toll-free 877-322-8228,
or complete the Annual Credit Report Request Form (PDF form)
and mail it to:
Annual Credit Report Request Service,
P. O. Box 105281,
Atlanta, GA 30348-5281.
IMPORTANT NOTICE: make sure you spell the website name correctly to avoid scams. it is WWW.AnnualCreditReport.com
Note: Do not contact the three nationwide consumer reporting companies individually. they will only provide free annual credit reports trough WWW.AnnualCreditReport.com
The alternative is to buy a copy of your credit report from the 3 credit reporting agencies:
Equifax: 800-685-1111; www.equifax.com
Experian: 888-EXPERIAN (888-397-3742); www.experian.com
TransUnion: 800-916-8800; www.transunion.com
If you want to validate this info, go to www.ftc.gov/credit
REPLY to this article | 25 Comments
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Reader Comments (25)
Credit Cards says:
All Americans are entitled to free credit reports every year from each of the three major credit bureaus. The credit reports used to cost as much as $9.50 each. The three major credit-reporting agencies, Equifax, TransUnion and Experian, are each required to provide consumers, upon request, a free copy of their credit report once every 12 months. * Go to AnnualCreditReport.com, which is the only authorized source for consumers to access their annual credit report online for free. * Call (877) 322-8228. * Complete the form on the back of the Annual Credit Report Request brochure, and mail it to: Annual Credit Report Request Service, P.O. Box 105281, Atlanta, GA 30348-5281. The brochure, which can be ordered or printed, is available from the Federal Trade Commission. Click here for more information. Credit Cards
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Nondumiso says:
Hi i think i am blacklisted and i need to know so i can start paying my debt but i am notsure exactly.
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Shelly says:
It has been a while since I last checked my credit score, I am going to give this a try.
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