:: How to Get Your Free Credit Report
find out how to get a free copy of your credit report from the credit reporting agencies
Do you want a free copy of your credit report?
I have good news!
An amendment to the federal Fair Credit Reporting Act (FCRA) requires each of the major nationwide consumer reporting companies to provide you with a free copy of your credit report, at your request, once every 12 months.
Once a year you can get a FREE Copy of your credit report!
As of September 1, 2005, Anyone in america can get a free copy or their credit report regardless of where they live.
Here is how to get your FREE Credit Report:
or call... toll-free 877-322-8228,
or complete the Annual Credit Report Request Form (PDF form)
and mail it to:
Annual Credit Report Request Service,
P. O. Box 105281,
Atlanta, GA 30348-5281.
IMPORTANT NOTICE: make sure you spell the website name correctly to avoid scams. it is WWW.AnnualCreditReport.com
Note: Do not contact the three nationwide consumer reporting companies individually. they will only provide free annual credit reports trough WWW.AnnualCreditReport.com
The alternative is to buy a copy of your credit report from the 3 credit reporting agencies:
If you want to validate this info, go to www.ftc.gov/credit
More Credit Report:
- How to read your credit report
- What's On My Credit Report?
- What is NOT on included on my credit report
- Who Can Look at Your Credit Report?
- Credit Report vs. Credit Score
- What can I not remove from my credit report?
- What is a Credit Report
- How to Get Your Free Credit Report
- 4 Out Of 5 Credit Reports Have Errors
- Credit History, What is it exactly?
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