Credit Report
:: How to Get Your Free Credit Report

find out how to get a free copy of your credit report from the credit reporting agencies

Do you want a free copy of your credit report?

I have good news!

An amendment to the federal Fair Credit Reporting Act (FCRA) requires each of the major nationwide consumer reporting companies to provide you with a free copy of your credit report, at your request, once every 12 months.

That's right!

Once a year you can get a FREE Copy of your credit report!

As of September 1, 2005, Anyone in america can get a free copy or their credit report regardless of where they live.

Here is how to get your FREE Credit Report:


or call... toll-free 877-322-8228,

or complete the Annual Credit Report Request Form (PDF form)
and mail it to:

Annual Credit Report Request Service,
P. O. Box 105281,
Atlanta, GA 30348-5281.

IMPORTANT NOTICE: make sure you spell the website name correctly to avoid scams. it is

Note: Do not contact the three nationwide consumer reporting companies individually. they will only provide free annual credit reports trough

The alternative is to buy a copy of your credit report from the 3 credit reporting agencies:

Equifax: 800-685-1111;
Experian: 888-EXPERIAN (888-397-3742);
TransUnion: 800-916-8800;

If you want to validate this info, go to


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Comments and Suggestions (23)

Ms Boiketlo Phahlamohlaka says...

Please email me my credit record, I want to buy a car

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Refilwe Dube says...

please inform me about my credit record.

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Peter Skanka says...


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Credit Cards says...

All Americans are entitled to free credit reports every year from each of the three major credit bureaus.

The credit reports used to cost as much as $9.50 each.

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Shelly says...

It has been a while since I last checked my credit score, I am going to give this a try.

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Free Credit Report says...

If you want the free credit report, no one can send it to you, you have to request it online

Read this page for details:

Reply  ... More

Cre says...

Here are all the steps to get your free credit report

you will find it on this page

Reply  ... More

Woody says...

If you want your free credit report it is well explained how to get it

Once a year you can get a FREE Copy of your credit report!

Reply  ... More

Vipul says...

its all confusing
not proper resolution in this site

Reply  ... More

Motlatsi says...

Can you please supply me with my free credit record

Reply  ... More

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