who needs to build credit

If you have bad credit, if you have no credit, if you are young adult, if you are a new immigrant in the United States, you have to build your credit. find out how

Basically, if you do not have a credit history, if you have never borrowed money from a lender, if you do not have a history of using credit then you need to build credit.

When I was younger, I used to say that I don't need credit; I can pay for everything cash.

Guess what...

Credit is not about going to Macy's to purchase cool clothes and jewelry. these things you may be able to buy cash but...

The credit that I'm talking about is more important than that.

When the time comes and you need to buy a new car, you need to buy a house, or your car breaks down in the middle of the week and you have to put two paychecks together to fix it, believe me you will need credit.

Who needs to build credit?

Most likely if you are young adult and you are just now beginning to learn about financial responsibilities you have to build your credit

A friend mine just came from Haiti and within a couple of years of living in the U.S., she suddenly needed to buy a car and she could not buy it because she didn't think it was important to build credit in the United States.

If you are an immigrant and the United States and you do not yet have a credit history is time to build your credit

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