Credit Repair : How to Clean up your Credit Report

Experian - Credit Bureau

Experian Credit Bureau is aone of 3 major credit reporting agency who keeps data about your credit report and credit score.

Equifax - Credit Bureau

Equifax compiles credit reporting data from many sources and creates a credit file that reflects your personal credit history including your FICO score.

TransUnion - Credit Bureau

TransUnion offers Credit reports and business services. TransUnion offers credit score information and services for consumers and business alike.

How Eviction Affects Your Credit Score

I read somewhere online that a legal court eviction can very well show up on your credit report... In other words, getting evicted from your apartment can definitely affect your credit score and stain your credit report...

Who Are the Three Major Credit Bureaus?

While there many credit reporting agencies aka credit bureaus out there, there are three major credit bureaus in the United States of America. They are Experian, Equifax, TransUnion...

What is NOT on included on my credit report

Now that you know what IS on your credit report, it is also good to know what is NOT on your credit report...

What's On My Credit Report?

Have you ever wondered what is on your credit report that is making your credit score so low? Knowing and understanding what's on your credit is the first step toward building your financial future. Here are just some of the information you will find on your credit report...

How to Deal and Negotiate With Your Creditors

When you're negotiating with creditors, remember that their job is to collect the money you owe using tactics that are within the boundaries of the law. They may be overly pushy, obnoxious, or rude. After all, they're accustomed to dealing with deadbeats who don't pay their bills.

Debt Collection Agency, Why Debt Collectors Bother You

How often do get home, your phone rings and it is a debt collector on the line asking you to pay off your debt? Debt collection agencies are hired by the companies you owe money to. Their jobs is to collect the debt.

To Have Good Credit, you Have to Learn To Save Money

If you want to have good credit and you want to keep it that way, you have to stop trying to keep up with the Jones... If you want good credit, you have to learn to save money... Very important...