Good Credit Management: How to manage your credit and keep your credit score high

If you want to have a high credit score, you have to learn how to manage your credit. Getting out of debt and staying out of debt is not a difficult thing to do. All you have to do is:

How to Manage your Credit

Spend less than you earn...

Sounds simple doesn't it? Putting it into practice, now that's the hard part...

How to manage your credit

Before you can begin to manage your credit, take a minute and do the math and find out where you stand right now. Financial issues can be the most frustrating problem you'll ever deal with. With debt piling up, debt collectors calling night and day, it may seem like there's no end in sight.

To get out of debt, you have to take control of your spending. This will help you reduce stress and allow you to enjoy a better quality of life.

Develop a new attitude about your credit cards.

Your credit card is not an extension of your spending capabilities.

Your credit card is not a reason to go to the mall.

Your credit card is just a convenience.

Do you have any advice you would like to offer to our visitors to help them manage their credit better? Perhaps you have a strategy that works for you, Please share it with the rest of us.

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Cre says...

How to calculate your debt to income ratio

It's not very hard to calculate your debt to income ratio.

all you have to do is make two simple lists and be honest with yourself.

Continue...

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