Credit Report vs. Credit Score

The relationship between your credit report and your credit score

here is the first thing you need to know about your credit score vs your credit report:

Your credit score

your credit score is a score ranging from 300 to 900.

Your credit score reflects the credit worthiness of a borrower. your credit score is primarily determined by how wel you pay your prior loan payments and if you always pay on time every time.

Your credit score is generated by information on your credit report

Your credit report

Your credit report is a document that lists your credit history. Your credit report is created and updated using information received from banks, merchants and other people who lend you money (your creditors).

More info about Credit score and credit reports

Do you have any additional info to help our readers discover the difference between credit score and credit report? Please post your comments here.

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