Credit History, What is it exactly?

Your credit history is a record all your borrowing and repaying money. The term credit history in used interchangeably with, credit report, credit score, even credit reputation.

What is Credit History?

Your credit history is a record all your borrowing and repaying money. The term credit history in used interchangeably with, credit report, credit score, even credit reputation.

Find out what is on your credit history or credit report

Your credit history is your financial report card!

It it simple... every time you walk into a bank apply for a loan, a department store to apply for a credit, your information will be send to a credit bureau.

The credit bureau will match your name, address and other identifying information on your application with information that they have on file.

If they don't have any credit information about you that means you have NO CREDIT and believe you me...

No Credit is Bad Credit

Before a lender lends you money, they look at your credit history to find out if you are the type of person who will repay your debt (your credit worthiness)

If you have a habit of NOT paying your debt on time, that means you have BAD CREDIT and that's not going to look good on your credit history.

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