Credit Repair Forum

Find answers on how to clean up your credit report? Share your credit repair story with us.

If you have to be in debt get GOOD debt

Good debt is debt that is used to purchase an asset that puts money in your pocket. Bad debt is debt that is used to...

Get your credit fixed in 60 days! I just did it.

I FOUND A COMPANY TO FIX MY CREDIT IN 52 DAYS. THEY GOT OFF EVERYTHING! I JUST HAVE TO PASS IT ON. I PAYED THEM $700...

How to deal with a collection agency

If you want to know how to deal with a collection agency then you may want to read this. A collection agency, aside...

Collection agency services How it works

Third-party collection agencies work on commission. Collection Agencies receive a percentage of the amount that they...

The Collection Agency Trick Creditors Use It...

Some creditors will actually use a separate company name, address, and phone number for their internal debt...

A Grocery Shopping List Saves you Money

To save money on grocery you need to understand the grocery game. When you go to the grocery store, every single...

How to calculate your debt to income ratio

It's not very hard to calculate your debt to income ratio. all you have to do is make two simple lists and be honest...

Only time will heal a poor credit history

Only incorrect information can be removed from your credit report. The good news is that you can correct the mistakes...

Cash Advance Fees, Applying for credit? beware

Find out if there is a fee for cash advances. Cash Advances can be a killer. I bank with bank of America, I was given...

Applying for Credit? Read The Fine Prints!

When you apply for credit, read the agreements carefully, all these little fine prints, then can hunt you in the long...

Get credit in your own name Married or Not!

Always get credit in your own name whether you are single, married, separated, or divorced. It is allways a good idea...

Do this when applying for credit

If you are applying for credit, to establish a credit history, if you know you have some items on your credit report...

Before you spend money on credit repair

While most people spend a lot of money on credit repair house, I would like to let you know that it is not absolutely...

Tips about writing a credit repair letter

The credit repair dispute letter is the single most powerful weapon available to you. The new FCRA requires the credit...

First Credit Repair Tip

the first thing you need to know about credit repair is that you can dispute any item On your credit report. The...

How can credit repair raise my credit report s

Your credit scores depend on the information in your credit report. Each account reported to your credit reflects many...