All Americans are entitled to free credit reports every year from each of the three major credit bureaus.
The credit reports used to cost as much as $9.50 each.
The three major credit-reporting agencies, Equifax, TransUnion and Experian, are each required to provide consumers, upon request, a free copy of their credit report once every 12 months.
* Go to AnnualCreditReport.com, which is the only authorized source for consumers to access their annual credit report online for free.
* Call (877) 322-8228.
* Complete the form on the back of the Annual Credit Report Request brochure, and mail it to: Annual Credit Report Request Service, P.O. Box 105281, Atlanta, GA 30348-5281.
The brochure, which can be ordered or printed, is available from the Federal Trade Commission.
Click here for more information.
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